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Best Car Loans In Philippines 2020 - Lowest 4.79% Interest

Cars Details: Best Car Loan In The Philippines iMoney helps you choose which auto loan is right for you! There are two ways to avail for auto loans with major banks. One is the traditional way where the bank has an inventory of cars (usually provided by affiliates) that the client can choose from.

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Best Comprehensive Car Insurance Deals 2020 - Compare Now!

Cars Details: Importance of Car Insurance in Philippines. Accidents do happen and now that you have a car of your own, make sure that you’re taking the necessary steps to have the proper coverage by choosing the auto insurance that’s right for you.

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Here Are The Pros & Cons Of Buying Brand New Or Second

Cars Details: Brand new cars also require full insurance coverage, as far as dealerships and finance institutions are concerned, which means, yes, more payments. Premiums differ according to the age of the vehicle, the age of the driver, and other factors.

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The Annual Cost Of Owning A Car In The Philippines

Cars Details: Written by imoney. Ever wondered how much your car is costing you every year? We asked our partners at iChoose, the leading car insurance comparison site in the Philippines, to crunch the numbers for you. Surprise: the answer for a sedan being driven at the average of 10,000 kilometers a year is P192,300.. That means for every kilometer you drive, you’re spending around P19.23, or around P16

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The Top Online Shopping Sites In Philippines In 2020

Cars Details: You can buy and sell all sorts of items here, from smartphones, computers, clothes, and other apparel, to cars and real estate. Payment methods Since this is a buy and sell platform, the payment m ]ethod practically can be anything you and the seller agrees to.

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Items More Expensive In The Philippines Than Elsewhere

Cars Details: 1. Cars. As transfer pricing comes into play, lumping together a variety of fees into the local market price, car prices are already more expensive in the Philippines than the rest of the world. The Manufacturer Suggested Retail Price (MSRP) is influenced by the following: The standard Net Manufacturer’s/ Importer’s Selling Prices (NMISP)

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Between Public Transportation and Private Vehicles | iMoney

Cars Details: Second hand cars are not useless. Buying a car from 1997 from brands such as Mazda and Honda may cost spend around P120, 000 to P180, 000. Soaring price of oil is also one major concern, it is a need. Aside from oil, car insurance and parking fees are too hidden costs. If you live in a condominium, you will also have to worry about the parking

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BPI Credit Cards - View Requirements & Top Promos In 2020

Cars Details: Review application details and compare exclusive deals, discounts, and benefits. Be eligible to apply with just ₱15,000 monthly income requirement.

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Top Personal Loans In Philippines 2020 - Low 13.47% Rate

Cars Details: Compare reputable providers with the lowest interest at 1.12% monthly add-on rate. Get the best cash, salary, or OFW loan with fast same-day approval!

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Metrobank Credit Cards - Promos And Requirements In 2020

Cars Details: Earn 1 point for as low as ₱20.00 that you spend using your Metrobank Credit Card. Spend and worry no more with Chip Card that can protect you from credit card fraud due to cloning plus get discounts, free gifts and great deals with your Metrobank Credit Card at their 'M here! partner establishments.

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What Does It Mean To Be In Middle Class In The Philippines?

Cars Details: Written by Marc Adrian. In the Philippines, according to the most recent research done by National Statistical Coordination Board (now known as the Philippine Statistics Authority), only 3 out of 20 households belong to the middle-class population, with two-thirds of them residing in urban areas. The middle class plays within the gap between the poor and the rich, and based on these numbers

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Best Business Opportunities In The Philippines For 2020

Cars Details: A free parking space will give you an edge over competitors if most of your clients drive cars. Providing a door-to-door pick-up and delivery service has become an essential part of the business as well. For your rates, it is safer to just go with the current market rates and to compete on quality of service instead. Also, try to allocate a

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Best Credit Cards In Philippines - Top Rewards & Promos 2020

Cars Details: Easily compare and apply for the best credit cards available. View updated requirements, no annual fee cards, and enjoy fast online application!

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10 Most Fuel-Efficient Family Cars in the Philippines 2017

Cars Details: **The cars are driven through a 280-kilometer course with a maximum speed of 80 km/h with their air conditioner at full blast. Each car is required to be filled up to the brim, driven through the course, and re-fueled again. The results were calculated by dividing the kilometers traveled by the fuel consumed (the full tank method).

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12 Frugal Things That Are Not Worth The Effort

Cars Details: The general rule is, unless you can’t afford a brand new model, stay away from used cars. Sure it sounds like a bargain, and you’ve checked the mileage and did a test run. But an older car breaks down faster, and you’ll be keeping up with maintenance costs sooner.

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Buying A Car In Philippines: Best Option To Finance Your

Cars Details: Cars these days are manufactured with a high degree of corrosion resistance, they don’t rust unduly without being affected by an external factor. Almost all modern cars don’t rustproofing. Forking out more cash for your down payment will minimize the amount that needs financing. This means, you’ll be getting a lower loan amount, equating

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Auto Makers Feel Impact Of TRAIN, Vehicle Sales Decline

Cars Details: Other prominent automobile brands like Ford Motor Co. Philippines Inc., Honda Cars Philippines Inc. and Isuzu Philippines Corp. also reported sales decline during the period. Meanwhile, Mitsubishi Motors Philippines Corp., Nissan Philippines Inc., Suzuki Philippines Inc., Foton Motor and Hino Motors managed to sell more units.

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Autosweep And Easytrip RFID: Everything You Need To Know

Cars Details: The implementation of RFID stickers for all cars using our expressways allows the toll operator to get payment information from the driver without any close contact, and it makes cashless payment possible from the comforts of your own car.

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The Basic Elements In A Car Loan Agreement

Cars Details: Worse, cars are usually repossessed within three consecutive months of non-payment. Remember to keep a copy of the agreement in case problems arise in the future. Read through the agreement carefully to make sure that you are comfortable with the terms and conditions set in it before signing.

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AUB Credit Cards - FREE Annual Fees And Promos In 2020

Cars Details: AUB launched its very first credit card in 2015, the AUB Easy MasterCard. This is the first credit card that lets clients choose exactly how often, when, and how much they want to pay!

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Here Are The Best Months To Buy Stuff And Get Big Savings

Cars Details: March. Luggage – For the jet-setters, this is the best time to buy luggage as it’s the last leg of the off-peak travel season. Prices tend to skyrocket when summer starts (April), so buying one during vacation season can be least favorable to your budget.

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Jeepney Modernization Program: Future Of Public Transport

Cars Details: The awful traffic in Manila coupled with its prehistoric Public Utility Vehicles (PUV) have been the cause of suffering for all commuters. Not only are these vehicles causing a lot of inconvenience to the public, but are also a threat to their health and the environment.

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New Auto Tax Hike: How The Excise Tax Reform Affects Car

Cars Details: Luxury and hybrid cars might cost less. For vehicles that costs ₱2.1 million and above, the old tax model will classify those cars as tier 4, and it will be subject to a base excise tax rate of ₱512,000 plus a 20% tax on the remaining value, if it costs more than ₱2,100,000.

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Car Buyers Prefer Second Hand Units As Used Car Market Booms

Cars Details: Secondhand dealers of cars lessen the gap between the need of the consumer and the affordability of that need. BPI’s Buenamano, one of the top sellers of foreclosed assets in the country, revealed that sales of its foreclosed vehicles have grown 20 percent annually over the past five years.

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Health Insurance In Philippines 2020 - Get The Best HMO Rate

Cars Details: Health Care In The Philippines. According to the latest statistics available in the country’s public insurance system, PhilHealth (June 2013), 85% of the working class are enrolled in the system.

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6 Important Tips To Consider When Buying Your First Car

Cars Details: Do your research online to find the cars that meet your needs. Read reviews in car magazines and publications. Research the makes and models you’re considering so that you can go to the dealership armed with information. This will make it easier for you to stick to what you really need, and you won’t be easily swayed by a persuasive speech

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Car Loan Default, Repossessions and Other Problems

Cars Details: Written by imoney. A car loan agreement is basically an agreement to rent a vehicle, while promising to purchase it at a later time. You agree to rent a vehicle until you fully pay off its purchase value, at which point, ownership transfers to you.

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Different Types Of Bank & Government Loans In Philippines

Cars Details: Car loans for used cars. Whether it’s a brand new or a used car, banks can finance your car purchase. However, you might want to think things through if you’re opting for a used car, they might cost less but the interest rates imposed by banks are higher because they’re riskier investments.

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Learn About How The TRAIN Second Phase Will Affect Your

Cars Details: Focused on corporate taxes, we discuss in detail TRAIN stage two, now dubbed as TRABAHO - Tax Reform for Attracting Better and Higher Quality Opportunities.

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Car Loans in the Philippines - Introduction | iMoney

Cars Details: A car loan helps most people own cars they would not otherwise be able to acquire due to their inherently prohibitive cost. In the Philippines, the responsibility of the loan issuer and the borrower are established in the Republic Act No. 7394, or the Consumer Act of the Philippines. The law aims to protect the rights of both parties who are

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UCPB Credit Cards 2020 - Low 3.25% Monthly Interest Rate

Cars Details: The United Coconut Planters Bank offers two different credit cards for private customers at an interest rate of 3.25% or 3.5% per month. Earn 1 point for every P30 you spend.

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Car Insurance Mistakes in the Philippines You Usually Make

Cars Details: Some people undervalue their cars just to pay lower insurance premiums. If your car’s market value is ₱1 million, valuing it at ₱800,000 may sound like a clever idea. You can save thousands of pesos each month on your insurance payment.

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More Car Loan Articles and Archives That You May Be

Cars Details: New Car Guide: The Best Cars Under P1 Million Whether it’s for business or personal use, buying a car is an important material expense. So important in fact, that

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4 Most Common Financial Challenges of Filipino Millennials

Cars Details: According to LA Times, Millennials have already become less interested in traditional status symbols like wearing name brands, and even cars! They tend to be thriftier in their purchasing decisions than what we think.

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What Happens If You Can’t Pay For Your Credit Card

Cars Details: Ever wondered what happens when you can't pay for your credit card? Well, it spells nothing but trouble for years to come.

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Credit Cards For The Super Rich - iMoney.ph

Cars Details: Written by imoney. The super rich have different needs than the rest of us. While you might need to get free travel insurance on your flight, they need to hire a private jet at a moment’s notice with their credit card.

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UCPB Classic Credit Card - Discontinued

Cars Details: Interested to learn more about Credit Cards? We have many articles on our Learning Centre on how to choose, use and manage your credit card intelligently.

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Christmas & New Year's Eve Buffet Guide In The Philippines

Cars Details: For the upcoming holiday celebration, Discovery Suites Ortigas offers a special Christmas Eve dinner on December 24 dubbed as the Christmas Carvery, featuring USDA Prime Ribe Eye, Honey Mustard Smoked Bone in Ham, Holiday Turkey, and Salt Baked Salmon Carvings.

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Top Ride-Hailing Alternatives To Grab Car In The Philippines

Cars Details: Vehicle options: Taxi sedans HirNa. Hirna is a transposed form of the taglish term “Here Na.” This company is another taxi hailing solution that aims to bridge passengers and taxi drivers easily.

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BPI Blue Card - FREE Travel Insurance Package Up To ₱2M

Cars Details: Low ₱15,000 monthly income requirement! Avail cash advance up to 30% of your credit limit and earn 1 Real Thrills Rewards Point for every ₱35.00 spent.

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How to Avoid a Car Loan Disaster? | iMoney Philippines

Cars Details: Do not ever purchase cars that had a bad history. In 2009, there were a great number of cars that were flooded during the Typhoon Ketsana (Ondoy). While many of these cars were repaired and are currently road worthy, purchasing one may not be such a good idea. Water damaged vehicles are a maintenance risk to their next owners.

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Factors That Affect Car Loan Interest Rates

Cars Details: Written by imoney. Think about interest as an extra payment amount that is added to the amount you borrow to buy a car. It is important to note that different banks will have different rates.

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Best Practices When Getting A Car Loan

Cars Details: Cars have become a necessity rather than a luxury for most of us. However not everyone can afford to pay a car with cash so car loans provide a feasible alternative. To help you navigate your way through the process of getting car loans, we’ve come up with useful tips to help you successfully secure a car loan with ease.

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8 Different Types Of Income That You Should Know About

Cars Details: It’s almost like a business, the difference is, you’re flipping a valuable asset (like properties, cars, or even a website) instead of low-cost products. This term is usually common in the investment market, but it isn’t just limited to mutual funds and stock exchange.

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Infographic On How Car Insurance Works in the Philippines

Cars Details: Written by Marc Adrian. Getting car insurance is the only way you can protect yourself from the financial risks that come with owning a car. There are millions of cars in the Philippines that share the roads with you, and several storms hit the country each year.

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Infographic Guide To Long Weekend Philippine Holidays In 2020

Cars Details: Written by Marc Adrian. Another year, another set of holidays. Whether you have vacation plans for 2020 or you simply want to take a longer time away from your work or business, the most efficient way to do that is by maximizing your leave credits and planning it during these national holidays.

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Which Is A Better Investment In Philippines: House & Lot

Cars Details: Location: Median price of landed houses: Median price of condominium units: Makati ₱ 135,013,320 ₱ 7,305,097: Quezon City ₱ 9,792,519 ₱ 3,224,761

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Complete Guide To Driver’s License Application In Philippines

Cars Details: Non-professional driver’s license (NPDL) A non-professional driver’s license has the same qualification as the student driver’s license. However, only student permit holders can only convert their license to this after 30 days from the date their student permit was granted and will have to undergo a screening process that entails a written and practical examination.

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Beat Manila's Carmageddon With These Apps

Cars Details: GrabTaxi has also launched GrabCar, its premium service that provides private cars to you where you need to go in more style. Promos right now: Free movie tickets! Until October 11, if you book a ride to SM Aura, SM City Makati, SM City North Edsa, SM San Lazaro, SM Megamall, or SM Manila on a Saturday or Sunday, you could get free movie tickets.

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Top Companies In The Philippines & Why You'd Want To Work

Cars Details: Written by imoney. Finding the perfect job, and the perfect company to work for can be tough. Often, it’s difficult to find a job you’re passionate about that also offers great pay, a good life/work balance, and excellent benefits.

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